Topic summary
35%20 analyzed articles/videos26,203 analyzed words
BS Summary: These Student Loans results contain 51 faulty reasoning types, including Framing Effect, Appeal to Emotion, and Hasty Generalization, with Negativity Bias as the most egregious example at 6.1% saturation with 6,403 hits. Analysis detected 48,783 faulty-reasoning hits from 105,141 analyzed words across 20 articles, generating a BS Score of 0.9% and a BS Rank of 3% (23,845 of 24,545 topics). This Student Loans is better (less manipulative) than 97.10% of the peer group.

Ranking context

Position among analyzed topics

3% percentile
02550751002.9% percentile
0.9% BS Score20 analyzed articles105.1K analyzed words

Reasoning profile

Selected profile versus the sitewide rate

TopicSitewideShared scale 0–50%
0.0%10%20%30%40%50%Framing EffectSitewide 26.9%Topic 4.9%4.9%Appeal to EmotionSitewide 15.9%Topic 2.7%2.7%Negativity BiasSitewide 19.2%Topic 6.1%6.1%Appeal to AuthoritySitewide 11.1%Topic 2.1%2.1%Availability HeuristicSitewide 9.1%Topic 1.8%1.8%In-Group BiasSitewide 6.9%Topic 0.2%0.2%Confirmation BiasSitewide 7.5%Topic 1.2%1.2%Halo EffectSitewide 6.7%Topic 0.6%0.6%Hasty GeneralizationSitewide 8.1%Topic 2.7%2.7%Optimism BiasSitewide 6.0%Topic 1.6%1.6%

Sitewide departure map

Above the diagonal means this profile uses the pattern more often

0.0%0.0%10%10%20%20%30%30%40%40%50%50%Framing Effect: Topic 4.9%, sitewide 26.9%Negativity Bias: Topic 6.1%, sitewide 19.2%Appeal to Emotion: Topic 2.7%, sitewide 15.9%Appeal to Authority: Topic 2.1%, sitewide 11.1%Availability Heuristic: Topic 1.8%, sitewide 9.1%Hasty Generalization: Topic 2.7%, sitewide 8.1%Confirmation Bias: Topic 1.2%, sitewide 7.5%In-Group Bias: Topic 0.2%, sitewide 6.9%Halo Effect: Topic 0.6%, sitewide 6.7%Optimism Bias: Topic 1.6%, sitewide 6.0%Biased Writer Voice: Topic 1.9%, sitewide 5.3%Anecdotal: Topic 1.1%, sitewide 5.2%Overconfidence Bias: Topic 0.5%, sitewide 4.6%Anchoring Bias: Topic 1.5%, sitewide 4.0%Self-Serving Bias: Topic 0.3%, sitewide 3.7%Post Hoc (False Cause): Topic 1.2%, sitewide 3.3%Out-Group Homogeneity Bias: Topic 0.1%, sitewide 3.1%Fundamental Attribution Error: Topic 0.1%, sitewide 2.7%Recency Bias: Topic 0.7%, sitewide 2.7%Pessimism Bias: Topic 2.5%, sitewide 1.9%Loss Aversion: Topic 2.1%, sitewide 2.5%Bandwagon: Topic 0.2%, sitewide 2.2%Status Quo Bias: Topic 0.5%, sitewide 2.2%Ad Hominem: Topic 0.1%, sitewide 2.2%Framing EffectSitewide rateTopic rate

Analyzed articles and videos

Nearly half of TWU 2026 graduating class leaves school without student loans45%
Community Impact9%By Gabby Bailey39%8/7/2026, 3:06:53 PM
Income-driven repayment for federal student loans: From ICR to RAP7%
Brookings50%By Sarah Reber7% Sarah Turner7%8/4/2026, 2:00:50 AM
Nearly 500,000 borrowers who say colleges defrauded them are getting student debt relief23%
thegrio.com63%By Bobby Pen17%8/1/2026, 8:12:58 AM
New York student loan delinquency rates see decline15%
The Journal News3%By Beyonce Thomas-Reynoso13%8/1/2026, 1:21:09 AM
Student Loan Update: New Bill Would Cut Payments by Thousands of Dollars38%
Newsweek61%By Suzanne Blake53%7/23/2026, 2:39:21 PM
This Prince George’s County resident fears his dream career may be out of reach with new limits on graduate student loan borrowing23%
WAMU29%By Cremington23%7/22/2026, 9:27:36 AM
A wave of student loan borrowers have entered default since pandemic-era protections lapsed74%
AP News72%By Nicky Forster43% Heather Hollingsworth40%7/19/2026, 9:13:20 PM
As defaults on student loans surge, millions are trying to get their lives back on track73%
AP News72%By HEATHER HOLLINGSWORTH40% NICKY FORSTER43%7/19/2026, 9:10:14 PM
Taxpayers bear burden for federal student loans56%
The Sanford Herald81%By Esther Wickham63%7/9/2026, 3:20:00 PM
New student-loan rules will heavily affect women seeking higher education55%
The Lens50%By Nadra Nittle80% The 19th49%7/6/2026, 6:32:19 AM